feat:变更参保信息逻辑调整

yifu-insurances/yifu-insurances-biz/src/main/java/com/yifu/cloud/plus/v1/yifu/insurances/service/insurance/impl/TInsuranceDetailServiceImpl.java

@@ -3762,6 +3762,10 @@ public class TInsuranceDetailServiceImpl extends ServiceImpl<TInsuranceDetailMap
 					param.setErrorMessage(InsurancesConstants.CURRENT_STATUS_NOT_CHANGE_INSURANCE_RECORD);
 					continue;
 				}
+				if (detail.getBuyType() == CommonConstants.FOUR_INT && Objects.nonNull(param.getBuyType()) && param.getBuyType() != CommonConstants.FOUR_INT){
+					param.setErrorMessage(InsurancesConstants.REPLACE_NOT_ALLOW);
+					continue;
+				}
 			}
 			param.setErrorMessage(CommonConstants.RESULT_DATA_SUCESS);
 		}